LOAN RATES

Interested in applying for a loan? Talk to a representative today. Call 330-929-7341 or email us at fallsccu@fallsccu.com.

Rates Effective June 1, 2023.

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VEHICLE LOAN RATES

New and Used Auto and Motorcycle Loans

24 Months – as low as 4.79% (APR – 5.181%)

36 Months – as low as 5.09% (APR – 5.357%)

48 Months – as low as 5.19% (APR – 5.393%)

60 Months – as low as 5.29% (APR – 5.455%)

72 Months – as low as 5.69% (APR – 5.829%)

84 Months – as low as 6.09% (APR – 6.212%)

MORTGAGE LOANS

Home Equity Variable Rate Loans

As low as Prime minus 0.25%

Second Mortgages – Fixed Rate

As low as 6.00% – Term 60-84 Months

As low as 6.75% – Term 85-180 Months

First Mortgage Loans

Rates subject to change daily, contact a qualified loan officer for the most current interest rates

PERSONAL LOANS

Unsecured Loans

24 Months – as low as 8.95% (APR – 9.392%)

36 Months – as low as 9.95% (APR – 10.311%)

48 Months – as low as 10.95% (APR – 11.244%)

Share Secured Loans

2.50% above share rate

Share Certificate Secure Loans^ 2.50% above certificate rate

CONTACT US TODAY FOR MORE INFORMATION
Rates Effective Aug 1, 2023.
Auto & Motorcycle Loans. All loans subject to approval. Contact one of our loan officers for complete details. Rates, terms, and conditions are subject to change and may vary based on credit worthiness, qualifications, and age and condition of collateral. A sample payment on a $25,000.00 loan for 60 months at 5.29% interest rate would be approximately $475.11 per month. A sample payment on a $25,000.00 loan with a $100 prepaid finance charge for 60 months at 5.29% interest rate (5.455% APR) would be approximately $477.01 per month. Offer subject to change without notice.

Unsecured Loans (Personal and Consolidation Loans). A $10,000.00 loan including a $50.00 prepaid finance charge at 8.95% interest rate (APR – 9.392%) for 24 months, will result in a monthly minimum payment of $458.65 without optional debt protection coverage. All rates are subject to change without notice.

Home Equity Products. APR = Annual Percentage Rate. APR includes only the interest and no other costs. Refinance of existing Falls Catholic Credit Union loans subject to applicable fees, terms, and conditions. Variable rate HELOC floor rate is 3.00% APR and cannot exceed 18% APR or the maximum permitted by law, whichever is less. Typical minimum principal and interest payment on a home equity loan amount $30,000.00 at 7.00% APR for 120 month term is $348.33 without optional debt protection coverage. Monthly HELOC payments during the 10 year draw period are 1% of the outstanding loan balance, or $100.00, whichever is greater. Typical minimum principal and interest payment on HELOC during repayment period, with a balance of $30,000.00 at 7.00% APR over 120 months is $348.33 before optional products.

Falls Catholic Credit Union Institution NMLS #409729.