VEHICLE LOAN RATES
New and Used Auto and Motorcycle Loans
24 Months – as low as 1.49% (APR – 1.76%)
36 Months – as low as 1.69% (APR – 1.88%)
48 Months – as low as 1.84% (APR – 2.00%)
60 Months – as low as 1.99% (APR – 2.13%)
72 Months – as low as 2.49% (APR – 2.62%)
84 Months – as low as 3.09% (APR – 3.22%)
Home Equity Variable Rate Loans
As low as Prime minus 0.25%
Second Mortgages – Fixed Rate
As low as 3.75% – Term 60-84 Months
As low as 7.75% – Term 84-120 Months
First Mortgage Loans
Rates subject to change daily, contact a qualified loan officer for the most current interest rates
24 Months – as low as 7.50% (APR – 8.13%)
36 Months – as low as 8.50% (APR – 8.99%)
48 Months – as low as 9.50% (APR – 9.94%)
Share Secured Loans
2.50% above share rate
Share Certificate Secure Loans^ 2.50% above certificate rate
As low as – 6.90%
APR = Annual Percentage Rate. Loans include a prepaid finance charge which will affect the final APR. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral condition. All loans subject to approval. Contact a loan officer for complete details.
Auto & Motorcycle Loans. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications, and age and condition of collateral. All loans subject to approval. A sample payment on a $20,000.00 loan for 60 months at 1.99% APR would be approximately $350.47 per month. A sample payment on a $20,000.00 loan with a $50 prepaid finance charge 60 months at 1.99% interest rate (2.13% APR) would be approximately $351.69 per month. Offer subject to change without notice.
Unsecured Loans (Personal and Consolidation Loans). A $10,000.00 loan including a $50.00 prepaid finance charge at 7.50% interest rate for 24 months, will result in an APR of 8.13% with a monthly minimum payment of $452.34 without optional debt protection coverage. All rates are subject to change without notice.
Home Equity Products. APR = Annual Percentage Rate. APR includes only the interest and no other costs. Refinance of existing Falls Catholic Credit Union loans subject to applicable fees, terms, and conditions. Variable rate HELOC floor rate is 3.00% APR and cannot exceed 18% APR or the maximum permitted by law, whichever is less. Typical minimum principal and interest payment on a home equity loan amount $30,000.00 at 4.25% APR for 60 month term is $555.89 without optional debt protection coverage. Monthly HELOC payments during the 10 year draw period are 1% of the outstanding loan balance, or $100.00, whichever is higher. Typical minimum principal and interest payment on HELOC during repayment period, with a balance of $30,000.00 at 5.25% APR over 180 months is $241.16 before optional products.
Falls Catholic Credit Union Institution NMLS #409729