Put More Miles Between You and High Payments
At FCCU, we make it easier to buy or refinance a vehicle—with savings that help you stay on track, and support that’s with you every step of the way.
Why Choose FCCU?
No payments for up to 90 days*
Buy a vehicle today and take a break before your first payment
As low as 4.99% APR*
A great rate from a credit union you trust.
Refinance from another lender?
We’ll beat your rate—or lower it by 1%.** It’s that simple.
We’re Here to Help You Save
Whether you're getting into something new or bringing your loan home to FCCU, we’ll make it easy, affordable, and built around your needs.
Let’s get you moving in the right direction!
*APR = Annual Percentage Rate. Rate as low as 4.99% APR available to qualified borrowers for 60-month terms on new auto loans. No payment for up to 90 days is available on qualified purchases only and may extend the term of the loan. Interest will continue to accrue during the deferral period. Borrower may elect to include the prepaid finance charge in the loan, which may impact the final APR. Your actual rate and payment may vary based on creditworthiness, loan amount, term, and other factors. All loans subject to credit approval. **Refinance offer applies only to auto loans currently financed with another lender. FCCU will attempt to beat your existing APR. If we are unable to beat your verified rate based on your qualifications with FCCU, we will reduce your current APR by 1.00%, not to fall below FCCU’s base rate of 4.99% APR for 60-months. Offer not valid on existing FCCU auto loans. Membership eligibility required. Additional terms and conditions may apply. Rates, terms, and offer details subject to change without notice. Contact FCCU for full details.